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Happy Family

Insurance and Out of Network

Accepted Insurances

Ohio Bariatrics and Laparoscopy is in-network with some of the major insurance providers. We also have access to a Blue Distinction Plus Center. If you do not see your insurance company listed below, please call the office for more information. 
Aetna
Blue Cross Blue Shield
Cigna
Humana
Anthem
United Health Care

Questions about Insurance Coverage and Out-of-Network Benefits

Will my insurance cover the procedure? Can I use out-of-network benefits? How much will this cost me?

These are just a few of the many questions we get about insurance. Everyone’s insurance is different, even if the carrier is the same. It’s important to understand what your specific insurance covers, and our team is here to assist you every step of the way. We are providers from most major insurance carriers. 

 We will contact your insurance company to outline your benefits. As soon as we speak to your insurance provider, we will forward all of the information to you and provide an outline of what is required.

Frequently Asked Questions

Will my insurance cover the procedure?

Since everyone’s insurance is different, even if they have the same carrier, it’s not a simple ‘yes’ or ‘no’ answer. Our benefits and eligibility specialists work hand in hand with you and your insurance to determine your benefits and if your procedure is covered.

Can I use out-of-network benefits?

 We explore all avenues possible when checking your insurance eligibility and we have great success with obtaining approval for Out of Network benefits! Depending on each individual’s plan, this option may be the best for you! Out of network benefits do not necessarily mean you will pay more, get the facts and discuss with our team your absolute costs if applying for out of network services.

How much will this cost me?

 Once an insurance approval is obtained, we will review all costs associated with your procedure. You will have a general idea of what your deductible will be and your possible “Out of Pocket” expenses will be.

OUT OF NETWORK BILL OF RIGHTS

  • YOU HAVE A RIGHT TO KNOW YOUR BENEFITS Your insurance company is required to disclose all of your benefits to you.
  • YOU HAVE THE RIGHT TO USE YOUR BENEFITS You’ve paid your premiums, you can use all of your benefits. You cannot be denied your benefits that are available.
  • YOU CANNOT BE THREATENED Your policy cannot be canceled for using your benefits.